For real?

Bought a game, for the PS2, in Game Stop yesterday. Your man on the till asks me if I'd like to purchase insurance. I stare at him, like what the fluck? I say, FOR A GAME? He goes yeah. His co-worker grins. What the blazes is going to happen to a game over the course of a year? Sure, we could stand on it, but what's the likelihood of that? Is somebody going to rob it? Highly bloody unlikely! How many muppets out there purchase insurance for a game that retails at €34.99?